How I Help Buyers
Know Your Numbers
Local Insight
Strong Offers
Start to Finish
The Buying Process: Step by Step
1.
Check your finances.
Review your credit, savings and monthly budget. Plan for the down payment plus closing costs.
2.
Get pre-approved.
A lender pre-approval shows sellers you are serious and tells you exactly what you can afford. Ask about first-time buyer options such as FHA, VA and SONYMA programs. New to buying? Read my first-time home buyer guide for Long Island.
3.
Choose your must-haves.
Towns, commute, schools, taxes, and the type of home that fits your life.
4.
Tour homes and compare.
I will help you look past the photos and understand what each home is really worth.
5.
Make a strong offer.
We will use recent sales to price your offer and negotiate terms that protect you.
6.
Inspection and attorney review.
In New York, attorneys handle the contract. Your home inspection helps you understand the property before you commit.
7.
Appraisal and mortgage commitment.
Your lender appraises the home and finalizes your loan.
8.
Final walk-through and closing.
Sign the paperwork and get your keys.